1. End to end coverage - Better deal

Includes On road funding, Insurance & Maintenance services for the entire tenure, ensuring a better deal. And the security deposit is just 2 months' rental and refundable at the end of the tenure.

2. Fixed monthly rental through the tenure - Inflation proof

Price increases needn't worry you throughout the tenure, for it is fixed once and for all with a single monthly rental, including insurance and maintenance (*Government taxes and laws will apply as on the date of billing).

3. Choose on Return/Buyback the vehicle at end of Tenure - No Resale risk

Resale values are uncertain, hence just return your vehicle at the end of the tenure and Upgrade to the car of your choice

4. Pay for what you use - Lower cash outflow

Pay for what you use, thereby ensuring lower cash outflows across the tenure. Self-employed & Professionals have added advantage of Income tax benefits on the lease rentals paid

5. Integrated Vehicle Maintenance Management - Complete Peace of mind

Top-of-the-line insurance package, insurance renewals, periodic & general maintenance, accident & theft management, 24x7 roadside assistance, and optional services like pickup and drop, replacement car -- all managed by KINTO

Yes, accessories are funded.

1. All Income tax paying Individuals are eligible for the KINTO ONE Lease program like:

• a. Self Employed
• b. Self Employed professionals
• c. Salaried
• d. High Net Worth Individuals

2. For Salaried Employees the KINTO Corporate program is also a good lease program, provided your Company has entered into a Lease program with KINTO.

1. The Lease Rental mandatorily includes the on-road price of the vehicles, Insurance & Maintenance for the entire tenure, Fleet Mgmt services like Accident & Theft Mgmt, 24x7 road-side assistance. Optional services are Choice of Toyota Genuine Accessories, Pickup and Drop facility for vehicle servicing, Replacement car in case vehicle is in the workshop for more than a day.

2. The customer can choose the Mileage & Tenure based on his requirement from the following Options:

Mileage per year: 10000 / 15000 / 20000 / 25000 / 30000 kms

Tenure: 24 months / 36 months / 48 months / 60 months

Monthly rentals can be chosen based on Mileage, Tenure and type of lease (Finance Lease/Operating Lease)

Definition – Residual Value (RV): The Value of the vehicle at the end of the lease agreement.

No. Changes to the Lease type or rentals is not possible after the start of the lease program.

This is possible; however, you will have to do an early termination of the current lease contract along with applicable charges. Thereafter can opt for a new lease contract.

Yes, this policy is applicable for all Toyota cars and Lexus cars.

The contract can be terminated early by giving 15 days' notice to the Lessor (Kinto - Toyota Financial Services India Limited). Ideally the vehicle is returned to KINTO.

Monthly rentals are auto debited (NACH mandate)

Yes, the contract specifies the usage in terms of both the tenure and the kilometres that the vehicle can be driven. Same is selected by the Customer in the order confirmation form to KINTO (TOYOTA FINANCIAL SERVICES). The excess kilometre charges are as follows (Beyond the Contracted Mileage for the Tenure).

KINTO (TOYOTA FINANCIAL SERVICES INDIA LTD) Offers a Zero Depreciation Comprehensive Insurance Policy for the Contract Tenure as a Standard practice. However, the nominal 'Policy Excess' amount will have to be borne by the employee

• Excess amount details: Vehicles less than 1500 CC Rs. 1,000/- per claim
• Vehicles more than 1500 CC Rs. 2,000/- per claim
• All charges may vary from time to time and shall be as defined by the Insurance Co as on the Date of raising the Claim.

However, approval/rejection of the claim is purely at the discretion of the insurance company, as per the policy Terms and IRDA guidelines.

The employee must file an FIR immediately and inform the Lessor KINTO (TOYOTA FINANCIAL SERVICES) and take their support & provide all cooperation for Insurance claim process. If the vehicle is not recovered within 10 days, the Lease Contract will be terminated along with applicable charges. The amount received from insurance settlement will be set off against the applicable charges. In order to minimize the risk Toyota is offering Return to Invoice (RTI) insurance. This option is available only up to 3 years from date of first insurance policy.

RTI: RTI insurance is Return to Invoice, which is available up to 3 years from the date of first insurance policy. RTI insurance settlement equals ex showroom at the time of purchase of the car.

Yes, Insurance will be taken care if Opted

Since the fleet management services is mandatory and have been contracted for in the Lease Contract, the user/Lessee will have to avail the maintenance Services from the Toyota Authorized Workshop recommended by KINTO (TOYOTA FINANCIAL SERVICES) representative.

The car will be covered under a Comprehensive Zero Depreciation insurance (with Return to Invoice cover up to 3 years from the date of first insurance policy) obtained from an insurance company of Lessor's choice. The insurance policy shall be in the name of the Customer and Lessor shall be named as the financing institution and the loss payee therein.

Fleet Management includes:

• All periodic maintenance schedule as per manufacturer guidelines. (as defined in the owner's manual).
• All general repairs covering normal wear and tears during normal usage of the vehicle and as per guideline of the manufacturer. This also includes replacement of tires and battery during the contract tenure.
• Insurance claim assistance includes Accident & Theft Management support
• Roadside assistance
• Pick up and drop of the car for regular service and maintenance (if opted for)
• Back-up Car (if opted for)

If the vehicle is impounded by authorities for any reason, it will be the Customer (Lessee) responsibility to get the vehicle released. The cost for getting the vehicle released is also borne by Customer (Lessee).

1. The Lease Rental are deducted from the Pre-Tax salary thereby reducing the Taxable Income.
2. Has the Option of funding 100% of the On-road price (including Registration & Road Tax charges)
3. Zero Downpayment
4. Fuel and Maintenance Reimbursements as per your HR policy

User can avail any brand Car (Toyota & Non-Toyota).

1. Car Lease with Buyback Option
2. Car Lease with Buyback Option + Limited Liability Program
3. Car Lease with Surrender Option

Please consult your Company HR & Admin team to check out eligibility as per your company policy

The Company will have an agreement with the employee and will deduct the agreed monthly rentals directly from the employee salary and pay it to the Lessor

1. Payment of foreclosure amount
2. Lease to Lease transfer from 'X' company to 'Y' company.
3. Sale of Lease car to Used car dealers
4. Lease to Loan transfer

This is possible; however, employee will have to do an early termination of the current lease contract along with applicable charges. Thereafter employee can opt for a new lease contract.

• Finance lease – To offer lease to Corporates and Corporate employees an option of purchasing the leased vehicle
• Operating lease – At the end of tenure the vehicle is surrendered to TFSIN.

The lease program is offered for 24 to 60 months

10k, 15K, 20K, 25K & 30K per year mileage

If the vehicle is impounded by authorities for any reason, it will be the employee's responsibility to get the vehicle released. The cost for getting the vehicle released is also borne by employee.

The car will be in your Company's/Employee name for the duration of the lease tenure. And hypothecated to the Lessor (TOYOTA FINANCIAL SERVICES).

No. The car is provided by your company for official and personal use and to be primarily used in the city where you work but can be taken outside for short durations. Please ensure you are carrying all necessary documents (RC, Insurance, DL etc.) while using the car. The Fleet Management services are available only within the contracted boundary as specified in the contract. However, in case the Lessor offers such services in the city where the user would like to take the vehicle on temporary basis, based on prior user request, Lessor may offer these services at the discretion of the Lessor. User can accordingly get in touch with the Lessor. In case of a temporary visit outside contracted boundary, if an emergency repair is required, the user can visit the nearest Toyota authorized workshop. The authorized representative of the Lessor shall reimburse the invoice amount, provided the costs are pre-approved, justifiable, reasonable, and in line with the Lease contract. In such a case the invoice must be made in the name of the authorized representative of the Lessor.

This car is for official and personal use of the employee and hence ideally should be within the Contracted Boundary.

Yes, the contract specifies the usage in terms of both the tenure and the kilometres that the vehicle can be driven. Same is selected by the employee in the order confirmation form to KINTO (TOYOTA FINANCIAL SERVICES). The excess kilometre charges shall be as defined in the contract

KINTO (TOYOTA FINANCIAL SERVICES INDIA LTD) Offers a Zero Depreciation Comprehensive Insurance Policy for the Contract Tenure as a Standard practice. However, the nominal 'Policy Excess' amount will have to be borne by the employee

• Excess amount details: Vehicles less than 1500 CC Rs. 1,000/- per claim
• Vehicles more than 1500 CC Rs. 2,000/- per claim
• All charges may vary from time to time and shall be as defined by the Insurance Co as on the Date of raising the Claim.

However, approval/rejection of the claim is purely at the discretion of the insurance company, as per the policy Terms and IRDA guidelines.

The employee must file an FIR immediately and inform the Lessor KINTO (TOYOTA FINANCIAL SERVICES) and take their support & provide all cooperation for Insurance claim process. If the vehicle is not recovered within 10 days, the Lease Contract will be terminated along with applicable charges. The amount received from insurance settlement will be set off against the applicable charges. In order to minimize the risk Toyota is offering Return to Invoice (RTI) insurance. This option is available only up to 3 years from date of first insurance policy.

RTI: RTI insurance is Return to Invoice, which is available up to 3 years from the date of first insurance policy. RTI insurance settlement equals ex showroom at the time of purchase of the car.

Yes, Insurance will be taken care if Opted

If fleet management services is mandatory and have been contracted for in the Lease Contract, the user/Lessee will have to avail the maintenance Services from the Toyota Authorized Workshop recommended by KINTO (TOYOTA FINANCIAL SERVICES) representative.

The car will be covered under a Comprehensive Zero Depreciation insurance (with Return to Invoice cover up to 3 years from the date of first insurance policy) obtained from an insurance company of Lessor's choice. The insurance policy shall be in the name of the Customer and Lessor shall be named as the financing institution and the loss payee therein.

Fleet Management includes:

• All periodic maintenance schedule as per manufacturer guidelines. (as defined in the owner's manual).
• All general repairs covering normal wear and tears during normal usage of the vehicle and as per guideline of the manufacturer. This also includes replacement of tires and battery during the contract tenure.
• Insurance claim assistance includes Accident & Theft Management support
• Roadside assistance
• Pick up and drop of the car for regular service and maintenance (if opted for)
• Back-up Car (if opted for)